Build your cannabis business without limits.

We provide lines of credit, term loans, commercial real-estate financing, and equipment financing. With direct access to funds, your business can reach new heights.

Seal of the State of Illinois

Are you an Illinois Social Equity licensee?

We are partnering with the State of Illinois to provide $30 million in loans to qualified social equity cannabis licensees.

Learn more about the fund

Fair loan decisioning

We make our decisions based on the most predictive financial data, not biased factors like your zip code, gender, or race.

Better interest rates

We offer interest rates that
are below-industry average.
 We bet on your success, not on how much we can charge you.

Flexible term length

You decide how much time you need to repay your loan. As a business owner,
 you should choose your own adventure.

No added fees

We are in the business of transparency, not small print and loopholes.

No prepayment penalties

We believe that you should never be penalized for paying back your loan.

Simple application, immediate response

Fill out our application and get a preliminary decision within minutes.

1. Apply easily

We'll need you to provide some personal and financial details. It takes minutes.

2. Immediate response

We use innovative technology to decide whether you qualify - quickly and based only on the facts.

3. Access funds quickly

Visit your online dashboard to review the performance of your investment. Once you sign the loan documents, you will receive funds within days. Yep, we’re a lot faster than banks.

How it works

Department of Commerce and economic Opportunity

Cannabis Business Development Fund in partnership with the State of Illinois’ DCEO

Illinois Department of Commerce and Economic Opportunity

Good Tree Capital has been selected to participate in the Illinois Department of Commerce and Economic Opportunity (DCEO) Cannabis Social Equity Loan Program.

This $30 million dollar fund will provide low-interest loans to social equity licensees within the State of Illinois.

Good Tree Capital was selected to deploy this capital with the State due to our strong track-record of identifying credit-worthy companies, working with the State to support social equity initiatives within the industry, and providing access to capital that is equitable, unbiased, and fair.

Learn more

What this means for borrowers

  • Start by submitting your loan application to DCEO.
  • Once you receive DCEO approval, complete our quick and easy online application. It takes minutes.
  • Access funds quickly and securely through our easy-to-use borrower dashboard.
  • Receive technical support and business resources through larger programming initiatives


  • APR of 8% and lower
  • Flexible term length, up to 5 years
  • No fees or prepayment penalties
Start loan application

Meet our borrowers

Alex Accardi

California Valley Farmers

“After weighing my options, I chose Good Tree Capital because, frankly, the people were so great. They took the time to explain everything to me, without all the runaround or doublespeak. Those are the types of people I like to work with.”

10x Revenue Growth

Nathan Johnson


“The decision to work with Good Tree Capital enabled big change for our company. Not only are they easy to work with and extremely professional, but they should be credited with helping to further the industry as a whole by providing funding where traditional means to do so is largely unavailable.”

4x Revenue Growth

Gabe Sandoval

La Bodega Dispensary

“We talked to other investors a few years back and didn’t like what they presented to us. They offered a big chunk of money but wanted a bulk of the company. I'm not giving away 85%. We're trying to do this long term.”

2.5x Revenue Growth

Frequently Asked Questions

How do I apply for a loan?
How do you qualify for a loan?
Are there any fees or penalties for loan prepayment?
If I am not from Illinois or a social equity applicant, can I apply?
View more questions